LOAN DADDY LLC DebtServiceCoverageRatio.Loan · NMLS #2827624
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Application technology provided by ARIVE, Inc., a software provider. All applications are received and processed solely by Loan Daddy LLC, NMLS #2827624.

Loan purposes

1031 exchange DSCR loan guide

A 1031 exchange can add timing pressure to an investor acquisition. DSCR review should be organized early so financing does not become the bottleneck.

Coordinate timing and financing

Exchange timelines can be strict. Investors should prepare DSCR assumptions, property details, entity/title plans, and broker-review materials as early as possible.

  • Replacement property details
  • Rent support
  • Debt-service estimate
  • Entity/title coordination

Use qualified advisors

This guide is not tax or legal advice. Investors should coordinate 1031 strategy with qualified tax, legal, and exchange professionals.

Frequently asked questions

Can I use a DSCR loan for 1031 replacement property?

Some business-purpose DSCR programs may consider 1031 replacement property scenarios, subject to lender guidelines, property cash flow, collateral, credit profile, reserves, and full review.

What should I prepare before broker review?

Prepare the property address, rent support, operating expenses, requested loan amount, payment assumptions, reserves, loan purpose, entity/title plans, and timing.

Does this page provide a loan approval or quote?

No. Loan Daddy LLC is a mortgage broker, not a lender. This page is educational only and does not provide a loan approval, rate quote, rate lock, or commitment to lend.

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