Company
Loan Daddy LLC
Company NMLS #2827624
Stephen Robert Mannenbach, J.D., M.B.A. · Managing Member & CEO
AZ CMB #CMB-2016143
CA CFL Broker License 60DBO-218873 — Commercial Mortgage Only (approved 9/23/2026)
CA CFL Licensed · 60DBO-218873
Trust & disclosure
Broker disclosure and about Loan Daddy LLC
DSCRCalculator.com is operated by Loan Daddy LLC for real estate investors evaluating business-purpose investment property scenarios.
Role
Broker, not a lender
Loan Daddy LLC does not make, fund, or underwrite loans. Any loan terms would be offered by third-party lender partners after full review.
Scope
Business-purpose only
DSCRCalculator.com is for non-owner-occupied, business-purpose investment property scenarios. It is not for primary residences, second homes, or consumer-purpose mortgage requests.
What calculator results mean
Calculator outputs are estimates for education and scenario discussion. They are not a loan approval, pre-approval, rate quote, rate lock, underwriting decision, or commitment to lend.
Lender partners may review DSCR, rent support, operating expenses, debt service, credit profile, reserves, property type, valuation, title/vesting, state requirements, and other program-specific factors.
Loan Daddy LLC may collect contact and scenario information so a broker can review the business-purpose scenario and discuss potential third-party lender options.